Posts by Danforth20-10


THE CREDIT GAME: PART 4


Posted By on May 25, 2012

THE CREDIT GAME: PART 4 By Shafiq Jasar CREDIT RATING AND CREDIT SCORES Your credit rating and credit scores show to financial institutions how good or bad your finances are. Based on these rating and scores they decide whether to give you credit or a loan. Credit Rating: The most common method used for rating credit is the R system. Credit bureaus use numbers from “0” to “9” in combination with an “R”. Here, “R” means revolving...

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THE CREDIT GAME: PART 3


Posted By on Apr 10, 2012

HOW TO REPAIR YOUR BAD CREDIT By Shafiq Jasar In real life, many things happen that are either of our own making or happening due to events beyond our control. People lose their jobs, make the wrong financial decisions and as a result, the financial burden is so heavy that it breaks their back. An individual may have ruined his or her credit due to various unfulfilled obligations: not paying the bills or loans on time. In general...

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THE CREDIT GAME: PART 2


Posted By on Apr 10, 2012

HOW TO AVOID/REDUCE DEADLY CREDIT HITS? By Shafiq Jasar You can save your credit rate from unnecessary damages through a smart strategy. Here are a few things you can do to protect your good standing with credit bureaus: Unless it is absolutely necessary, don’t allow any bank, credit union or another business to hit on your account. Unless it is absolutely necessary, don’t borrow money. Of course there are exceptions. One of these...

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THE CREDIT GAME: PART 1


Posted By on Apr 10, 2012

HOW IT CAN MAKE OR BREAK YOUR LIFE By Shafiq Jasar Everyone needs to understand the Credit Game. Before the massive information control even existed, financial institutions had wide net over our lives: how much money we made, how much we spent, how we spent it and so on. Banks, through their credit card and other system, were aware of what we were buying and where. They knew our shopping patterns and purchasing preferences. Based on...

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Some time ago, I read a book called “The Power of Five” written by two Americans, Harold H. Bloomfield, MD and Dr. Robert K. Cooper, PhD, and published by Rodale Books. In this book, the authors explain how you can benefit from a five minute break now and then during the day. You can break down the daily half an hour recommended exercise to five minute segments and still benefit from it. There are many useful ideas in this...

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